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Maybe you are buying your first home in California, or perhaps you're relocating to California from another state. Then again, you may be a long-time California resident who is looking to either refinance your current mortgage or take out a home equity loan for home improvements. Regardless of your situation, it's important that you educate yourself on California home loans before shopping for a home and/or mortgage.


If you're buying a home in the state of California, you qualify for both federal and state FHA, USDA, and VA loans. First-time home buyers qualify for California FHA loans with below-market interest rates, and, depending on their eligibility, may also qualify for a loan in order to cover down payment and/or closing costs.

We provide mortgage refinancing, home mortgage loans, and debt consolidation services. Get free mortgage quotes, payment calculators and guides, with unmatched customer service. Search for the best rates & terms for your needs and find mortgage lenders in California, Nevada and surrounding areas.

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Friday, 05-Sep-2008 17:17:55 CDT